Tax Time Hub

Millions of Families Receive Tax Refunds Each Year, Presenting a Prime Opportunity to Achieve Their Financial Goals

Commonwealth research shows that Americans living on low to moderate incomes (LMI) are looking for ways to best utilize their tax refunds each year. These individuals and families have many goals, such as boosting their rainy day fund, saving for their children’s education, paying off debt, investing to build wealth, or making necessary purchases.

Financial institutions, employers, nonprofits, and other trusted organizations can provide guidance to improve financial security. These organizations have an important role to play in ensuring individuals and families access the full amount of funds available to them and have the knowledge and tools necessary to achieve their financial goals.

We have developed an outreach and messaging toolkit, informed by robust consumer research, to help organizations communicate with refund recipients and support them on their path to financial security.

Download our Messaging Toolkit

Our Vision: Major organizations (especially in the private sector) who support families living on LMI raise awareness and maximize effectiveness of yearly tax refunds, and ensure every eligible American has access to tools to maximize their refunds.